Did you know: 55% of Americans plan to work past age 65 because they won’t have enough saved to retire.
Adapt these financial habits to retire richer:
- Put 15% of salary toward retirement. Treat retirement like a monthly bill. Pro tip: dedicating a percentage will increase the amount you save as your income increases.
- Eliminate credit card debt. High-interest rates are not your friend here. Avoid it altogether by paying on time and getting rid of any existing debt.
- Track your expenses. This helps you visualize your spending habits and allows you to make smarter decisions.
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